Where you are
A clear view of your current estimated tax position.
Tax planning
Look ahead while the year can still be shaped.
A Tax Planning Session with Ann Gao CPA is time to review your current financial situation, estimate potential tax liability, identify planning opportunities, and make informed decisions before year-end.
- 01
Review your current tax situation
We look at this year’s financial picture and, when useful, compare it with prior years — wages, self-employment, investments, capital gains, retirement distributions, rental income, deductions, credits, and estimated payments.
- 02
Estimate your potential tax liability
With the information available, we estimate federal and applicable state tax so you are not surprised at filing time — and can adjust withholding or estimates if needed.
- 03
Identify planning opportunities
Retirement contributions, charitable giving, capital gains and losses, timing of income and expenses, business deductions, depreciation, estimated payments, investment decisions, and entity structure are considered only when they fit your facts.
- 04
Plan for major financial events
Selling a home or investment, taking a bonus, starting or selling a business, retiring, exercising stock options, receiving an inheritance, or moving states — planning before the transaction usually leaves more options than cleaning up afterward.
What you leave with
Clarity, not a stack of jargon.
Where you are going
Likely tax implications of expected income and activity.
What you can do
Opportunities and decisions to consider before year-end.
What to watch
Deadlines, transactions, or changes that could move the result.
What comes next
A practical plan for staying organized and prepared.
Who it is for
Useful when the year is changing — not only when it is already complex.
You do not need a complicated return to benefit from planning.
- Expect your income to increase significantly
- Own a business or are self-employed
- Have substantial investment income or capital gains
- Are selling property
- Are approaching retirement or taking distributions
- Have stock compensation
- Expect a major financial transaction
- Recently experienced a major life change
- Had an unexpectedly high tax bill last year
- Want to be more proactive about taxes
Understand. Plan. Prepare. Move forward.
We listen to what has changed, evaluate the tax considerations, help you think through decisions before they become problems, and send you on with a clearer next step.
Next step
Schedule a tax planning session
Whether income has changed, you are selling an investment, starting a business, retiring, or simply want to be more proactive — a session can show what may be coming and what options you have.